Medical, surgical and Hospital Coverage: Essential for Expats

In order to start a new life, you must embrace new traditions, new experiences and a different lifestyle. For you to enjoy this new chapter, it’s important that you feel safe. To ensure peace of mind, it is essential to have medical, hospital and surgical cover.

What is covered by medical, surgical and Hospital Coverage?

The comprehensive health insurance includes three main areas.

• Medical CoverIncluded are consultations with doctors and specialists as well as diagnostic tests and the monitoring of medical conditions.
• Covers for Surgical ProceduresIncludes surgery without waiting lists.
• Hospital CoverIncluded in the cost is hospital admission, stay and specialised care.

All of these features ensure that your healthcare needs are fully covered.

Why is it important to expatriates

Many international citizens find it essential to meet this requirement before they can obtain a Visa, or Residency Certificate in Spain. But it has many other benefits:

• High-quality and comprehensive medical care

Full cover gives policyholders access to an integrated service that looks after their health. If the insurer has a large medical network such as ASSSA’s, policyholders can select from a variety of specialists, private clinics, and international hospitals.

• Care in different languages

Living in Spain can be challenging due to the language barrier. It is important to communicate clearly, effectively and fluently in health-related matters to understand diagnoses, treatments and other issues. ASSSA allows policyholders to visit multilingual medical centers or translation centres, as well as receive assistance in multiple languages.

You can reduce your anxiety and focus on the positive aspects of living abroad by knowing that you are covered for any potential illness.

• Rapid access to healthcare

Private health insurance allows you to access healthcare without waiting. This allows you to see the specialist of choice, receive diagnostic tests immediately and undergo surgical procedures in shorter time frames. This can make a huge difference in expatriates’ quality of living and wellbeing.

• Financial impact reduced in the event that unforeseen circumstances arise

In the event of illness or injury, a comprehensive health plan can help you avoid unexpected costs. The cost of hospitalisation or surgical procedures can be high. Long-term, it can save you money.

ASSSAAll of its policies offer medical, hospital and surgical cover. This is a company that has been in the health insurance business for more than 90 year. It has a wealth of experience providing insurance for internationals and all policies are compliant with the Visa or Residency requirements in Spain.

It is important that policyholders feel protected and reassured. ASSSA offers personalised, multilingual support at its offices. It also has a large medical network of high-quality centers, hospitals that offer care in multiple languages, and a direct line to specialists.

ASSSA offers additional benefits such as lifetime cover, policies that don’t require co-payments, and no premium increase due to the age of the insured.

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